Blue Cross Blue Shield of Illinois & Addiction Rehab Coverage
Are you looking for Blue Cross Blue Shield of Illinois rehab coverage or Blue Cross Blue Shield of Illinois mental health coverage? If so, keep reading more about this type of insurance here today. Blue Cross Blue Shield of Illinois offers many different health insurance plans. Each plan has some level of outpatient and inpatient addiction rehab coverage. With this being said, you should know that the bronze and catastrophic plans usually have higher costs out-of-pocket. The gold and silver plans will usually cover more of the addiction treatment.
Catastrophic Blue Cross Blue Shield of Illinois Coverage
Does Blue Cross Blue Shield of Illinois pay for drug rehab? Yes. The catastrophic plans have the highest rates for deductibles and are only available to those that are under 30 years old or who have a qualification of hardship exemption. There are two different catastrophic plans offered by the Blue Cross Blue Shield Company for the state of Illinois. Blue Security PPO 010 and Blue Choice Security PPO 008. Both these plans require the members to meet the deductible before the insurance plan will pay 100% of the outpatient and inpatient addiction treatment costs.
Bronze Blue Cross Blue Shield of Illinois Coverage
There are many different bronze plans offered by Blue Cross Blue Shield for the state of Illinois. Two of the main plans include Blue PPO Bronze 006 and Blue Choice Bronze PPO. These two plans will pay 100% of the outpatient and inpatient addiction treatment costs once the member has met their deductible. There are other bronze plans that will have lower deductible costs, however, they will require the member to pay part of their addiction treatment costs before they deductible is met, and possibly after as well.
For the Blue Cross Blue Shield Basic 5 (a plan used in multiple states) after the member meets their deductible, they will have to pay 30% of their outpatient and inpatient treatment costs. There is also a copay of $300 for inpatient addiction treatment services.
This is just one example of the other bronze plans, but if you are looking for Blue Cross Blue Shield of Illinois addiction treatment coverage, you can check into other bronze plans as well.
Silver Blue Cross Blue Shield of Illinois Coverage
There are fewer costs out-of-pocket for the members of the silver Blue Cross Blue Shield of Illinois plans than with the bronze plans. If you are looking for Blue Cross Blue Shield of Illinois rehab insurance or Blue Cross Blue Shield of Illinois mental health insurance, the silver plans can help you. There are three silver Blue Cross Blue Shield of Illinois plans that have copays for inpatient and outpatient addiction treatment. The Blue PPO Silver 003 and Blue Choice Silver PPO 003 have a copay of $30 for outpatient addiction services and a copay of $250 for inpatient addiction treatment. The Blue Cross Blue Shield Solution 4 has a copay of $40 for outpatient addiction treatments and a copay of $250 for inpatient addiction treatments. There are four different silver plans as well. These have copays and they will pay 80% of the inpatient costs after the member’s deductible is paid.
Our insurance verification team works quickly to verify your insurance benefits to place you into one of our centers as soon as possible. Because of our industry expertise we will be able to verify this information in a timely manner and can advocate for more coverage or more time in treatment. We strive to do this as quick as possible while also maximizing your coverage. Our insurance verification process is of no cost to you and there are absolutely no obligations.
Gold Blue Cross Blue Shield of Illinois Coverage
There is a Blue Cross Blue Shield of Illinois rehab network. You may need to follow this to get the most treatment coverage through your insurance plan. With this being said, there are gold plans through Blue Cross Blue Shield of Illinois. These plans have the lowest costs out-of-pocket for the members. The two main gold plans are Blue PPO Gold 001 and Choice Gold PPO 001. There is a copay of $30 for outpatient addiction services and copay of $200 for inpatient addiction services. There are other gold plans as well. However, these plans will cover only 80% of the treatments after the deductible is met.
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