Independent Health and Addiction Coverage

Is there Independent Health rehab coverage and is there Independent Health mental health coverage? These are 2 common questions asked about this type of insurance. Independent Health is one of the non-profit insurance providers that operates in the state of New York. There are many different plans offered for employers, families, and individuals. The good news is there are many plans that offer alcohol and drug rehab coverage. If you are looking for alcohol or drug rehab coverage, this insurance plan may be able to help you out.

Independent Health and Alcohol and Drug Detox Coverage

Does independent Health pay for drug rehab? When it comes to the needs of each individual person, there are many insurance plans through Independent Health that may cover part of the detox program costs. The amount that is covered will depend on the type of detox program you are attending and which plan you have.

Independent Health and Inpatient Rehab Coverage

Can you get Independent Health rehab insurance? There are Independent Health insurance plans that cover inpatient rehab. However, you may have to pay for some treatment as well. Generally, there will be a flat rate you have to pay per inpatient rehab stay. This would be your co-pay. You may also have a coinsurance fee as well. This is a percentage of the cost of the program that you would have to pay.

Independent Health and Outpatient Rehab Coverage

Can you get Independent Health addiction treatment coverage when it comes to outpatient care? Generally, Independent Health does cover the cost for outpatient rehab services. However, the amount that is covered will depend on which plan you have. In addition, there may only be certain outpatient services which are covered.

Independent Health and Medication Assisted Treatment

Independent Health may cover part of the costs associated with medication assisted treatment or MAT. This is generally the case when drugs which have been approved by the FDA are being used such as suboxone, methadone, and naltrexone.

Independent Health and Sober Living House Coverage

Just as with the medication assisted treatment, there are some Independent Health policies that will cover aftercare services such as halfway houses and full-day hospitalization. Halfway houses are the same as sober living houses. The amount that Independent Health will pay, again depends on which plan you have and what your copay would be according to that plan.

Our insurance verification team works quickly to verify your insurance benefits to place you into one of our centers as soon as possible. Because of our industry expertise we will be able to verify this information in a timely manner and can advocate for more coverage or more time in treatment. We strive to do this as quick as possible while also maximizing your coverage. Our insurance verification process is of no cost to you and there are absolutely no obligations.

In-Network and Out-of-Network Information

Is there an Independent Health rehab network? Yes. In-network providers are those that partner with a particular insurance company. These providers can directly bill the insurance company. However, they will bill the insured directly for out-of-pocket expenses. The out-of-network providers don’t have billing arrangements with the insurance company. You can contact Independent Health to find out which providers are in-network and which are out-of-network. It should be known that just because a provider is out-of-network, that doesn’t mean you have to pick a different provider. You just may need to go through different verifications and your payment arrangements may be different. The amount you have to pay may be a bit more as well.

Are you looking for Independent Health mental health insurance or addiction rehab insurance? If so, you can get it. The coverage may be different depending on which plan you have through Independent Health. However, if you have an addiction to drugs or alcohol or deal with mental health disorders, it is important that you get treatment. You can call today to find out more about the treatment providers that will take your insurance. Make the call today to start putting your life back together.