If you belong to this well-known labor union which is one of the largest in the United States and Canada, one of the things you are looking forward to is getting health insurance as well as other benefits in relation to your employment. Thankfully, Teamster’s goal is to provide each of their members the best health benefits.
At present, there are five types of members that can receive Teamsters Insurance. These are:
- Active Members: Current members in most industrial jobs (freight, parcel and delivery, movie, oil, construction building material, etc.)
- MSTS Members: Members who are in the moving and storage industry.
- Retirees (65 years and above)
- Retirees (Below 65 years)
- Vision and Dental only
Teamsters Insurance Rehab Coverage
If you or a loved one would like to undergo drug rehabilitation, you may ask questions such as, “Does Teamsters Insurance pay for drug rehab?” The answer depends on the type of member you are and the coverage you have chosen under your Teamsters Insurance.
Active members, MSTS members, and Retirees of the said union are to enjoy the following Teamsters Insurance rehab insurance benefits and services:
- Medical care and hospitalization
- Behavioral health
- Prescription drugs
- Dental Care
- Vision Care
- Hearing care
In summary, all rehab-related services that are within the scope of the items mentioned above are mostly covered under the Teamsters Insurance. However, if you are a member who opted for Vision and Dental only, you would have to pay out-of-pocket costs.
Rehab-Related Health Services Commonly Received By Members
If you are wondering what type of rehab-related health services are commonly received by eligible members, you can look over this following list:
Medical assessment and rehab referral
Teamsters members can avail of medical assessments related to drug rehabilitation. These include substance use tests, lab work, psychological assessments, as well as rehabilitation referral.
In the event that members may have suffered from the complications of substance abuse (e.g. overdose, withdrawal symptoms, degenerative diseases), they can also avail of full or partial coverage of hospitalizations.
As a part of Teamsters Insurance mental health insurance, members can also commonly avail of behavioral health services. These usually include one-on-one therapy, counseling, and other mental health services in connection to drug rehabilitation. Members can use this benefit especially if they have mental health co-morbidities related to substance abuse such as:
- Personality Disorders
- Mood Disorders
- Psychotic Disorders
- Post Traumatic Stress Disorder
- Eating Disorder
- Other related mental health condition
Teamsters Insurance mental health coverage is quite comprehensive in terms of assessment and treatment of substance abuse and other related mental health disorders.
Our insurance verification team works quickly to verify your insurance benefits to place you into one of our centers as soon as possible. Because of our industry expertise we will be able to verify this information in a timely manner and can advocate for more coverage or more time in treatment. We strive to do this as quick as possible while also maximizing your coverage. Our insurance verification process is of no cost to you and there are absolutely no obligations.
Teamsters Insurance Rehab Network
Teamsters Insurance is also in partnership with Medicare, a program specifically made for retirees. The program is called TEAMStar Medicare Supplement Program. If you are thinking about Teamsters Insurance addiction treatment coverage, this is an ideal option because you have the following privileges:
- You are free to choose your own doctors and providers
- Virtual claims filing, which frees you from paperwork
- Nationwide coverage
- Huge discounts on group rates which are not available in other insurance companies.
Retirees can enjoy seeking rehab-related services without having to worry about specific providers and services who accept Teamsters Insurance.
There is also a great network service for all Teamster Insurance members in terms of pharmacy and prescription drug care. If you have the Teamster WellCard Heatlh Discount Card, you may avail of over 10-65% discounts on your prescription medications needed for addiction treatment. You may also avail of doctor and health provider discounts of over 30%.
Hopefully, this post will help keep you informed and assured that Teamsters Insurance can cover most or all of your drug rehabilitation expenses. You may take the first step to recovery by choosing to verify with one of our service providers.
Sunshine Behavioral Health strives to help people who are facing substance abuse, addiction, mental health disorders, or a combination of these conditions. It does this by providing compassionate care and evidence-based content that addresses health, treatment, and recovery.
Licensed medical professionals review material we publish on our site. The material is not a substitute for qualified medical diagnoses, treatment, or advice. It should not be used to replace the suggestions of your personal physician or other health care professionals.